I know this is a wee past the expiration date, but I've been making my bi-weekly foray into a strange author's website, and stumbled across I Told You So (http://morpheusqaf.com/IToldYouSo.html), which is a pretty close match to Number 3.

It wasn't on the gap-filler list, and hello, there can never be too many Sap!fics.